Step 8: When you are all done, you will be asked to create an account. THIS STEP IS IMPORTANT. Pick a username, it can be anything you want it to be so long as it is valid. REMEMBER THIS USERNAME!
Step 9: Go to your User CP, select Edit Details, and enter in that username in the field entitled "PSN Custom Card Username". Case matters. Remember..."TNOLover" is different then "tnoLOVER"